Our mortgage specialists hold accredited industry qualifications and have many years experience in the industry. Whether you are a first time buyer, home mover, property developer or looking to change mortgage lenders, we will find a suitable mortgage lender and competitive product available to you.

We are in no way affiliated with any other bank or financial organisation and can recommend a solution to meet your requirements. Your initial meeting will be completed at our expense and will be free of charge to you, and you will be under no obligation, for more information contact us.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Get in touch with our mortgage advisers here.

If you need to move home, whatever the circumstances Elite Financial are here to help. We offer professional mortgage advice and ensure that we always keep up to date with the latest mortgage rates available from our panel of over 50 lenders. We will hold your hand the whole way through the process and ensure that any recommendation we provide meets and answers all of your needs.

Our diligent and professional administration team oversee the re-mortgage process from start to finish, ensuring that all the parties involved (the solicitors, the mortgage companies, the estate agents/builders and yourself) have all the right documentation at the right time. This is an essential part of our service, as all too often communication breakdowns lead to otherwise unnecessary delays and complications. We make sure that everything runs smoothly facilitating an easy move along the housing ladder.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying your first property can seem quite overwhelming. What can you afford to pay each month? What type of property can you afford to purchase? What mortgage is the right one for you? Will you get a mortgage? These are just a few questions that immediately come to mind. At Elite Financial, we aim to hold your hand the whole way through the process and ensure that any recommendation we provide meets and answers all of these questions and more. Affordability is a key part of this and we will ensure that you are comfortable with the new payments before we make a recommendation to you.

We have a diligent and professional administration team that oversee the buying process from start to finish, ensuring that all the parties involved (the solicitors, the mortgage companies, the estate agents/builders and yourself) have all the right documentation at the right time. This is an essential part of our service, as all too often communication breakdowns lead to otherwise unnecessary delays and complications. We make sure that everything runs smoothly and really enjoy helping you make the first steps to becoming a homeowner.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Re-mortgaging could help you secure a better deal. Whether you are looking for a more attractive re-mortgaging quote or simply looking to free up funds for use elsewhere, we can help you with your re-mortgage. We can help with re-mortgages on your own home or any buy to let properties you have.

Lenders rates and offers are constantly changing, if you’ve been with your current mortgage lender for a couple of years or more, then it’s definitely worth reviewing your mortgage to ensure that you are getting the best deal available.

As your mortgage is usually your biggest monthly expense, it makes financial sense to shop around, switching to a better rate can literally save you thousands of pounds.

SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property. It’s important to remember that buying a property to let isn’t the same as buying your home. Very often, you’re not looking for something that appeals to you, you’re looking for something that’s attractive to possible tenants. It’s a commercial decision rather than a personal one.

When buying a rental property, you will need to decide whether your investment objective is income or capital growth. Are you looking to cover the monthly costs and perhaps make a profit to supplement your income? Or, are you looking to make a profit later upon the sale of the property, with the assumption your property’s value will increase in value over time? The decision may affect the type of property you purchase, its location, and also the risk involved since there is no guarantee that property prices will rise.

Another thing to think carefully about is the type of property you’re looking for. Again, remember you’re not looking for somewhere you’d like to live, you’re looking for a property that’s going to be easy to let. So decide on the type of property that’s best suited to being rented out and one that’s likely to increase its value over time.

SOME BUY TO LET MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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